TAGPAY DEMO^TM is a secure and convenient mobile payment service offered by Tagattitude.

What is TAGPAY DEMO?

TAGPAY DEMO is the complete mobile payment solution available on 100% of mobile phones.

With TAGPAY DEMO, clients can make purchases on the web or with participating merchants using their mobile phone. Send money to others by calling +33 1 74 71 44 22 or on the web at demo.tagpay.fr.

TAGPAY DEMO can work as a prepaid account system that uses the mobile phone as the payment device.

Clients load their account with participating merchants or on the web. Its as simple as answering a phone call.

Forget cash, coins, and cards... Use your phone for hassle-free and highly secure payments and money transfers.

How it Works?

The secure authentication and payment validation technology underlying TAGPAY DEMO is called NSDT^TM. NSDT^TM uses the phone's audio channel to transmit secure information used to electronically sign transactions.

All phones can make payments using TAGPAY DEMO no matter what type of handset they have or which network operator they belong to. You do not need to modify your phone or load any special application to be able to use TAGPAY DEMO. To obtain more information on NSDT^TM, technology visit www.tagattitude.fr

How to open a TAGPAY DEMO account?

Creating a TAGPAY DEMO account is free and easy. To open an account by phone, call +33 1 74 71 44 22 from the cell phone you wish to use for your TAGPAY DEMO account and follow the instructions to set a passcode. To open an account on the web click New Client on the TAGPAY DEMO Client login page.

How to load money onto your TAGPAY DEMO account?

You can recharge your TAGPAY DEMO account on the web using a payment card or directly through authorized merchants and agents using any accepted payment method.

To load an account on the web (demo.tagpay.fr), first access your client space securely by answering your cell when TAGPAY DEMO calls to authenticate you. Click the Credit icon. To load an account with a specific merchant, click on the credit icon for that merchant.  This will bring you to a secure payment website where your card information will be entered and processed.

To add money to your TAGPAY DEMO account with a Merchant or Agent, first pay them the amount that you wish to load on your account (by cash, card, or other accepted payment methods). The merchant or agent will invite you to enter your phone number in the terminal. When TAGPAY DEMO calls you answer the call and dip your phone in the terminal. A text message will be sent to you to confirm the transaction.

How to pay a merchant using your cell phone?

With TAGPAY DEMO, you can use your cell phone to make purchases in your favorite participating stores. Paying in a store is easy. Simply:

1. Enter your phone number and passcode in the merchant's terminal.
2. TAGPAY DEMO will call you- answer the call and dip your cell phone in the terminal.
3. Your purchase will be confirmed by text message.

How to make purchases online using TAGPAY DEMO?

Online merchants can accept payments by TAGPAY DEMO conveniently and securely on their e-commerce sites. When checking out on the website, click on the TAGPAY DEMO icon when selecting your payment method. You will be automatically redirected to the TAGPAY DEMO secure payment site where your cell phone will be used to complete the transaction.

Can I get a receipt for my TAGPAY DEMO purchases?

TAGPAY DEMO can send you an email every time you spend using TAGPAY DEMO or recharge your account. You can set your account preferences to best manage and track your TAGPAY DEMO purchases. You will also get an SMS after each transaction.

How can I transfer money using TAGPAY DEMO?

No matter what your money transfer needs are, TAGPAY DEMO has a very convenient solution. Just log in as a client on demo.tagpay.fr, and click on the money transfer icon on your TAGPAY DEMO account homepage. To send money dedicated to a specific merchant account click the gift icon next and click on the icon next to a merchant in the lsit provided. You will be asked to enter the recipient's phone number and you may write a personalized message that will be included in the text message sent to the recipient. Anyone can receive a gift, they do not need to have a TAGPAY DEMO account; they only need a phone.

How much does TAGPAY DEMO cost a Client?

Currently, opening a TAGPAY DEMO account is 100% free. There are no obligations and you may cancel your TAGPAY DEMO account at any time. Remaining credit is non-refundable in the event of account termination.

The current price for a money transfer made using the TAGPAY DEMO website or by calling the IVR +33 1 74 71 44 22 is 0.20 Euros. For funds transfered via agent, a fee of 0.20 Euros plus 6% of the amount being transfered applies. Funds withdrawn via an agent, merchant, or ATM are subject to a withdrawal fee of 2% of the amount being withdrawn. No Client fee is charged for payments made to participating merchants.

These fees may change and you will be notified of any major modifications in fees or service pricing via email if you have provided one.

Can a TAGPAY DEMO merchant contact me?

From time to time, your favorite merchants may send special offers or other information to your phone or email through TAGPAY DEMO. TAGPAY DEMO protects your identity and phone numbers are never disclosed to merchants or any third party. Merchants can only send text messages or e-mails to their clients through TAGPAY DEMO and communications are controlled to prevent spamming.  You may change your account settings at any time to control whether and how TAGPAY DEMO merchants may communicate with you.

What if I lose my cell phone?

Your TAGPAY DEMO account is linked to your phone number. Therefore, if you lose your phone and are able to keep your phone number you will be able to use your TAGPAY DEMO account with your new phone. If you cannot keep your old phone number, you must request a number change procedure form from TAGPAY DEMO. Number change procedures are strictly regulated and require proof of old and new number accounts. You must have completed your TAGPAY DEMO enrollment on your Client account settings page to be able to complete the number change procedure. Rigorous security is necessary to prevent fraudulent number changes.

How secure is TAGPAY DEMO?

TAGPAY DEMO transactions are made using Tagattitude's patented NSDT technology. This technology provides a very high level of security (smart card level) for both online transactions and transactions with participating merchants. The security of TAGPAY DEMO also rests on the security of your phone's SIM card, which is incorruptible. As long as you have your phone and secret passcode, no one can use your TAGPAY DEMO account. Access to your client space on the TAGPAY DEMO website is equally protected using NSDT and access is only granted if the phone is present.

TAGPAY DEMO does not store any payment or credit card information. This sensitive information is only used by certified payment service provider partner PayBox during recharge transactions. PayBox handles account recharge transactions securely and keeps user information protected.  

TAGPAY DEMO never discloses client phone numbers, emails, or other information to merchants or any other third party.

How long is the money in my TAGPAY DEMO account valid?

Your prepaid TAGPAY DEMO credit is valid one year from the date of last recharge. You will be notified by email 1 month prior to the expiration of your credit so that you can think to recharge your account or use your remaining balance.

How can I cancel my TAGPAY DEMO account?

To cancel your account, email your request to Tagattitude at tagpay@tagattitude.fr. Your account will be canceled within 24 hours. Please note that any remaining TAGPAY DEMO credit will be lost and cannot be reimbursed or used once the account is canceled.

How to become a TAGPAY DEMO merchant?

If you are a merchant interested in offering a TAGPAY DEMO system to your clients, sign up now and we will provide you with the entire system free of charge (this offer is only valid while TAGPAY DEMO is in Beta). A transaction fee of 1% per transaction will be applied. Becoming a TAGPAY DEMO merchant is very simple: just contact Tagattitude at info@tagattitude.fr. Tagattitude will then send you a TAGPAY DEMO service contract and once this contract is returned you will receive a TAGPAY DEMO terminal used to accept payments. You will be given all of the necessary information to launch and run your TAGPAY DEMO system and will have access to a merchant space on the TAGPAY DEMO website where you can set, manage, and monitor your TAGPAY DEMO system.

Who is behind the TAGPAY DEMO service?

TAGPAY DEMO is developed and offered by Tagattitude, an innovative technology company that develops payment and security applications based on the mobile phone. Tagattitude provides the TAGPAY DEMO platform as a white lable solution to banks, telecom operators, and payment services providers who are looking to offer secure and accessible mobile payment solutions. For more information, visit www.tagattitude.fr or view some videos of Tagattitude's technology, products and applications on www.dailymotion.fr/tagattitude.

Where to get help or more information?

For all technical and practical questions, please email info@tagattitude.fr

The advantages of TAGPAY DEMO mobile payment solution

There are many advantages of TAGPAY DEMO.

Functions immediately using any phone

TAGPAY DEMO works on all phone models and network operators. No phone modifications or downloads are needed. TAGPAY DEMO facilitates light and automatic enrollment. No airtime is required since Clients receive phone calls when making transactions.

User Friendly

Paying is as easy as answering the phone. IVR assistance in operations and voice-only services allows for accessible services for low literacy users. The quick transaction time (~2 seconds to send, hear, and match an OTP) and simple process makes TAGPAY DEMO fun and simple to user.

Respects Privacy

Proximity transactions can be made without sharing sensitive information or phone numbers. Respecting privacy is a requirement in retail transactions and TAGPAY DEMO makes sure that Clients' information is kept confidential.

Scalable and Viral

No new hardware is required-even TAGPAY DEMO's mobile payment terminals for merchants are optional. TAGPAY DEMO uses standard architecture for an easy interface with any bank back-office, payment scheme, or PSP. All that is needed for enrollment is a phone number making the system very viral.

Extremely Secure

TAGPAY DEMO capitalizes on secure architecture of telecom services and SIM cards to offer smart card grade security. The phone's audio channel is encrypted; thus, unlike SMS based transactions, the data sent using NSDT is completely secure since it travels on the audio channel.